Prep IQ Study Abroad
Create a personal planning estimate by entering costs for the same period and currency, separating verified figures from assumptions and reviewing what the total excludes.
PIQSA budget planner
Choose from all 35 destination guides, calculate in local currency, add the costs you actually expect and view an INR conversion. Every input is editable; use your offer letter and official provider quotations for the final numbers.
First-year estimate
€18,959
INR conversion unavailable
Gross programme estimate
€53,851
INR conversion unavailable
After entered funding
€53,851
INR conversion unavailable
Pick a lower-cost, typical or higher-cost starting scenario. City and institution differences can be substantial.
Changing country, course type or budget band reloads the defaults. Edit them to match your actual institution, city, intake, scholarship or training contract.
Monthly expenses multiply by 12; yearly costs multiply by programme duration.
Zero means “not included yet”, not “free”. Enter actual test, document and travel quotes.
German Missions in India — national visa feeDaily currency check
Rate unavailable for EUR
Rates by ExchangeRate-API; the no-key feed updates about once per day, not minute-by-minute.
Full programme breakdown
First-year cash estimate
€18,959
Unavailable
Monthly living estimate
€1,197
Excludes tuition and one-time charges.
DAAD — education and living costs — verify fees, city costs and current intake requirements.
Open official sourceThe 35 country profiles are editable planning bands, not a fully verified fee schedule for every university. Amounts vary by provider, city, course and intake. FX conversions are indicative mid-rates, not bank/card settlement rates.
Detailed guide
Create a personal planning estimate by entering costs for the same period and currency, separating verified figures from assumptions and reviewing what the total excludes.
Step 1
Annual tuition should not be added to a monthly living-cost figure without converting both to the same period. Decide whether the estimate covers one academic year, a full programme or the first month after arrival.
Step 2
A useful estimate should include required one-off and recurring expenses, not only rent and tuition. Actual expenses differ by city, accommodation choice, lifestyle, exchange rate and institutional conditions.
Step 3
The total is a planning estimate based on the numbers entered; it is not a quote or a verified official financial requirement. Recalculate when a fee schedule, exchange rate or living arrangement changes.
Step 4
Choose one currency and one planning period, and show the assumptions behind each cost line. Separate one-time expenses such as applications, deposits or travel from recurring tuition and living costs. If exchange rates, fee changes or inflation are used, label them as assumptions rather than presenting the result as a quotation.
Step 5
A realistic plan should include a contingency for exchange-rate changes, delayed income, unexpected travel or costs not covered by a scholarship. Calculate the gap between available funds and expected expenses, then identify how that gap would be covered. Never count a scholarship, loan or part-time job as secured unless it is confirmed.
Only treat a rate as live if the interface explicitly identifies its source and timestamp; otherwise use a clearly labelled user-entered assumption.
No. The relevant authority's current official requirements and accepted evidence determine that.
No. It estimates using the inputs provided. The institution's current fee schedule and the student's actual circumstances determine final costs.
No. Treat unconfirmed income, loans and awards as uncertain until the terms and availability are established.
Next step
Explore destination and course guides, or prepare your questions for Prep IQ.
